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Mudra Loan Project Report (DPR) Guidelines: Bank Norms, DSCR Ratios & Approval Checklist
Quick Answer Box: Under Reserve Bank of India (RBI) MSME lending guidelines and nationalized banking norms (SBI, Canara Bank, Bank of Baroda), a Detailed Project Report (DPR) is mandatory for Pradhan Mantri MUDRA Yojana (PMMY) loans above ₹50,000. Approval depends on a viable means of finance, minimum 15% promoter contribution, and a benchmark Debt Service…